New Mexico Register / Volume XXXVI, Issue 13 / July 15, 2025

This is an amendment to 13.14.8 NMAC Sections 1, 11, 24, 34, 39, 40, 41, effective September 22, 2025.

13.14.8.1 ISSUING AGENCY: Office of Superintendent of Insurance [("OSI")] (OSI).

[13.14.8.1 NMAC – Rp, 13.14.8.1 NMAC, 1/1/2021; A, 09/22/2025]

13.14.8.11 IDENTIFIED RISK COVERAGE ENDORSEMENT: NM form 85 may be attached to a policy only when authorized by order of the superintendent and subject to such terms, conditions and rate(s) specified by the superintendent through informal hearing pursuant to 13.1.6 NMAC, Informal Hearings, on a case-by-case basis.

[13.14.8.11 NMAC – Rp, 13.14.8.12 NMAC, 1/1/2021; A, 09/22/2025]

13.14.8.24 ZONING - COMPLETED STRUCTURE [ENDORSEMENT] ENDORSEMENTS: [ZONING - LAND UNDER DEVELOPMENT ENDORSEMENT, AND ZONING -COMPLETED STRUCTURE - NO APPLICABLE ZONING ORDINANCES ENDORSEMENT:] NM form 65, 65.1 [or] 65.2 or 65.3 may be attached to a policy upon being furnished with a satisfactory survey.

A. These endorsements shall not be attached to a policy that insures one to four family residential property.

B. The coverage provided by any part of each endorsement may not be increased, but may be deleted.

[13.14.8.24 NMAC - Rp, 13.14.8.27 NMAC, 1/1/2021; A, 09/22/2025]

13.14.8.34 [EASEMENT - DAMAGE OR ENFORCED REMOVAL ENDORSEMENT:] ENCROACHMENT EASEMENT ENDORSEMENTS: NM [form] forms 76, 76.1, 76.2, or 76.3 may be attached to a policy. This endorsement shall not be attached to a policy that insures one to four family residential property.

[13.14.8.34 NMAC - Rp, 13.14.8.37 NMAC, 1/1/2021; A, 09/22/2025]

13.14.8.39 [[RESERVED]] SEVERABLE IMPROVEMENTS ENDORSEMENT: NM form 92 may be attached to a policy. This endorsement shall not be attached to a policy that insures one to four family residential property.

[13.14.8.39 NMAC - N, 3/1/2016; Repealed, 1/1/2021; N, 09/22/2025]

13.14.8.40 [[RESERVED]] COMMERCIAL LENDER GROUP ENDORSEMENT: NM form 93 may be attached to a policy. This endorsement shall not be attached to a policy that insures one to four family residential property.

[13.14.8.40 NMAC - N, 3/1/2016; Repealed, 1/1/2021; N, 09/22/2025]

13.14.8.41 [[RESERVED]] TAX CREDIT ENDORSEMENTS: NM form 94, 94.1 or 95 may be attached to a policy. This endorsement shall not be attached to a policy that insures one to four family residential property.

[13.14.8.41 NMAC - N, 7/1/2018; Repealed, 1/1/2021; N, 09/22/2025]